Life insurance is a subject few people discuss openly due to its association with morbidity. However, it is an essential coverage for those with dependents relying on their income. At Valor Insurance in Easton, PA, we are dedicated to helping you plan for the future and ensure you have the necessary life insurance.
Do I Need a Physical Examination to Obtain a Life Insurance Policy?
While it is required to undergo a physical to obtain a life insurance policy, not doing so may limit your options and inflate the premium. You may be required to answer some medical questions instead of a physical.
Do I Need More Life Insurance Than My Employer Provides?
Are you willing to entrust your employers with the livelihood of your dependents? No one understands your dependents’ needs better than you. While employer-provided life insurance is a valuable benefit, it should not be the sole source of your life insurance coverage. Long-term employment is never guaranteed.
Can I Designate More Than One Beneficiary?
Yes, you can nominate any number of beneficiaries you wish. However, if your beneficiaries are minors, they must reach adulthood before they can claim the money.
Why Do I Need Life Insurance?
Unless you have enough savings to support your dependents in your absence financially, you need life insurance. It serves to ensure that your loved ones are cared for when you are no longer there to do so.
We are ready to help address your life insurance needs at Valor Insurance in Pennsylvania. Reach out to us, and our team will be delighted to assist.